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 Post subject: Pensions
PostPosted: Wed Oct 31, 2018 3:31 am 
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Joined: Wed Jan 11, 2012 6:05 pm
Posts: 2642
Anyone got any strong views on drawdown/annuities/just take company pension?


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 Post subject: Re: Pensions
PostPosted: Wed Oct 31, 2018 11:01 am 
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Joined: Thu Jan 12, 2012 8:47 am
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Location: Dog House
I had the option to do all that but decided against it.

Not being in any financial difficulties I opted to leave it all as-is and take the maximum monthly pension on both my final salary scheme and my far smaller insurance based one.

Well worth getting sound professional financial advice if you need some funds on retirement.

Tax free lump sum sounds nice but my financial advisor told me that in 9 years (that was 4 years ago) that taking the full amount would be more beneficial than reducing it via the 25% lump sum.

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